Last year in the UK, peer to peer lending reached new heights – lending £3.2bn across 2016, which is up 39% from the year before. Crowdfunding and P2P platforms have been around for over a decade now, and are showing no signs of slowing down. But what has made them so popular, especially with start-ups, […]
In the current unpredictable economic climate, it’s easy to see why some entrepreneurs and businesses are reluctant to borrow. However, capital could keep the company running in hard times until business improves. More investment is often the answer to improving the business and growing the company. When a business loan is properly costed and you […]
If your business needs some kind of finance, but you’re not 100% sure what kind of loan to apply for or from which provider, a finance broker can help. When choosing a commercial finance broker there are important factors to consider, as you need to be able to trust them and the service they are […]
All businesses suffer hard times at some point – but that doesn’t mean they’ve reached the end of the road. The costs of running a business are always increasing, and sales are unpredictable, which is often a disaster waiting to happen. Many businesses have seasonal trading issues and struggle to find cash at certain times […]
The world of alternative finance is becoming a mainstream option for many individuals and businesses in need of funding. Traditional bank loans are becoming more difficult to obtain, and the long application process isn’t practical for many people in need of a loan. In 2014, £1.74 billion was raised using alternative finance methods, and its […]
Unless you have been actively seeking a loan or financial help in the past few years, you may not have come across the term ‘peer to peer lending.’ However, after receiving quite a few years of global success, peer to peer funding has took the financial market by storm. Peer to peer lending platforms hit […]
Are you considering a business loan but not sure of the process or how they differ from the average loan? There are many different types of business finance, and it’s important to understand how each works before choosing the right option for you and your company. Many businesses rely on loans or alternative finance options […]
The term commercial mortgage applies to any mortgage which is not being used to buy a residential property. Many business owners rely on these types of loans to get started with their first premises, or develop what they have already and expand it. Additionally, property investors can take out a commercial mortgage as a way […]
Cash flow is an issue that affects all types of businesses – but in particular small businesses and companies in the retail and hospitality sector. These types of businesses have to deal with constant change, from high staff turnover and seasonal sales to rising supplier costs. Local cafes, pub chains and boutiques can face a […]
Without asset finance, many companies wouldn’t be able to afford to invest in new machinery or take advantage of market opportunities without the cash in the bank. According to the Finance & Leasing Association, in 2016 £30 billion was provided to businesses and the public sector representing almost a third of UK total investment in […]
